3 Mistakes To Avoid With Your Retirement Planning

Posted on 22 March 2016

Many people never think about retirement until they are about ready to do so. They go to work day in and day out doing what they are supposed to, yet, they never plan ahead for the day when they aren't going to be working any longer. Regardless of how old you might be right now, you should be thinking about your retirement. To make sure you have what you need for the day you do retire, here are three mistakes you want to avoid. [Read More]

3 Tips To Remember When Applying For A Payday Loan

Posted on 21 March 2016

When you are facing emergency financial situations, finding relief can sometimes be difficult. Fortunately, even if you have less than stellar credit, you could possibly still get a paycheck advance to help you over the hump. If you are considering a paycheck advance, here is what you need to know before applying for one. Be Smart About the Loan Amount When reviewing your paycheck advance application, the lender evaluates your earnings to determine how much you are available to borrow. [Read More]

A Few Advantages Of Having A Commercial Banking Account For Your Small Business

Posted on 21 March 2016

When you own a small business, you can choose between having a retail banking account (also known as a personal account), or a commercial account. When you first start the business, or before it grows much, using a retail account is probably the way to go. Business accounts may require a larger daily balance to avoid fees, and the fees that are associated with it are often larger than those of a personal account. [Read More]

Paying Your Medical Bill Without Going Into Bankruptcy

Posted on 18 March 2016

Despite having health insurance, it is still possible to rack up serious medical bills. Your insurance may have a deductible or may not cover certain procedures and necessary treatments. Like any debt, medical debt can affect your credit rating if it's not paid promptly. Declaring bankruptcy may create even more complications. However, there are ways to make that debt more manageable. Talk to the hospital's billing department: Many people aren't aware that some hospitals are willing to negotiate or work with their patients regarding their bills. [Read More]

About Me

Understanding Your Finances

After living paycheck to paycheck for years, I finally started to think about ways to get out of that terrible situation. I didn't want to deal with the heartache of financial distress any longer, so I started evaluating my lifestyle. I decided that it might be better to start paying closer attention to my food budget and only buying clothes when I actually needed them. It was a pretty big shift for me, but eventually I was able to get things under control. This blog is all about understanding your finances and making positive changes that will change your life for the better.

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